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What is a certificate effective date?

Important update: Oyen Takaful Kucing is being discontinued

As of 5 May 2026, Oyen Takaful Kucing is no longer available for new sign-ups, and renewals will end on 5 July 2026. If you currently hold an active Takaful certificate, your coverage continues unchanged until your certificate's end date. Read the full update

A certificate effective date refers to the date your Oyen Takaful Kucing certificate is officially active. This would be the date you make a contribution for your Oyen Takaful Kucing. This date is important as it is tied to your waiting period and renewal date.

If you need more help on this, you can WhatsApp us at +60162996840 or email us at care@oyen.my.

Certificate terms and conditions apply.

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