No Claim Discount (NCD): how to qualify with Oyen
Policy Information and Guide
Kept your furkid claim-free? You may be rewarded with a No Claim Discount on renewal 🐾 It's our way of saying thank you for a healthy year.
How much you can earn:
| Consecutive claim-free years |
Your discount |
| 1 year |
5% |
| 2 years |
10% |
| 3 or more years |
15% |
A few things to know:
- NCD applies to annual plans only (it doesn't apply to monthly payment).
- If you make any successful claim, your NCD resets to 0% at the next renewal.
- For a multi-pet (group) policy: if any one pet in the group makes a successful claim, all pets in that group lose their NCD that renewal.
Your NCD is applied automatically at renewal, so there's nothing you need to do 💛