Oyen Pet Health Insurance

Love your pets,
plan for their best care

Get vet medical benefits of up to RM8,000 for surgical, medication, diagnosis costs and more from only RM299/year

* Policy terms and conditions apply

Get Quote
A cute cat looking to the left
A cute dog looking to the left

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Reviews from

Alexander Lê
Oyen has been amazing so far. From signing up, getting your loved pet family member insured literally happens in minutes. The customer service has been excellent even though they just started.
Jewelz Ong
Bought Oyen insurance for my puppy due to the good customer support. So happened my puppy got gastro indigestion issue and we managed to get full claim within a week! So glad that we choose Oyen.
Charlotte Withrington
Excellent customer service through live chat and whatsapp communication!

Why Insure with Oyen?

highest medical limit in malaysia

Highest medical limit in Malaysia

Up to RM8,000 in vet medical cost covered, highest nationwide.

wide breeds of dogs accepted

Wide range of breeds accepted

We accept all breed for cats and
wide breeds of dogs

age limit for oyen pet insurance

Highest age limit up to 10 years old

We insure pets up to the ages of 10 years old

wide range of illnesses covered

Covering a wide range of chronic illnesses

We include chronic illness such as cancer, kidney, heart diseases and more.

reimbursable from all vet clinics

Reimbursable from all registered vet clinics

We accept claims from all vet clinics in Malaysia. No panel, no worries!

fast claims, all online

Fast Claims, All Online

Submit your claims digitally.
Get paid into your bank account.
No cheques, no forms - easy.

Get Quote

Can my baby get insured?

Age: 12 weeks to 10 years old
Health: Free from injury and physical disability
Breed: Not under restricted breed list (Dog)
Be microchipped (Dog) within 7 days of getting insured
cute dog looking in front

We cover a wide range of unexpected illness and injury

Here are the estimated future vet costs:

cute cat looking to the right

Feline Lower Urinary Tract Disease

Average cost/visit
RM 1,000

Feline Upper Respiratory Disease

Average cost/visit
RM 125

Abscess/Skin Infection

Average cost/visit
RM 200

Chronic Kidney Disease

Average cost/visit
RM 300

Trauma - Car Accidents, High Rise Syndrome

Average cost/visit
RM 500

* These are estimated costs based on our internal data only. For exact costs, please consult your veterinary clinic for more information.

Here are the estimated future vet costs:

Gastrointestinal Upset

Average cost/visit
RM 200

Trauma - Accidents, Broken Bones

Average cost/visit
RM 2,750

Patellar Luxation

Average cost/visit
RM 2,000

Pyometra

Average cost/visit
RM 1,050

Hip Dysplasia (Small-Medium Sized)

Average cost/visit
RM 2,000

* These are estimated costs based on our internal data only. For exact costs, please consult your veterinary clinic for more information.

What's not included?

We want to be upfront with you about what's not covered in your plan. Here are some key exclusions to highlight to you.

To read up the complete list of exclusion, download our complete policy wording.

See Exclusions
  • Preventative and routine treatments such as vaccines, spaying, neutering and more.
  • Pre-existing conditions
  • Any second opinion treatment or fees
  • Removal of foreign object and food poisoning
  • Aids and prosthesis such as surgical implants
cat looking upwards

Here is what you don't have to worry about:

vet medical costs

Vet Medical Costs

Oyen covers up to 90% on eligible vet fees for accidents, illnesses, injuries and emergencies. You can visit any registered vet clinics in Malaysia.

We cover overnight stays, diagnosis and follow-up treatments too!

*Policy terms and conditions apply

Accidental Damage or
Injuries to Others

Sometimes, our pets get too excited meeting others, or they may accidentally knock over or damage objects or properties belonging to third parties.  It's not their fault.

With Oyen, any costs incurred from these accidents are covered, including compensation, medical and legal fees subject to an excess.

accidental damage
farewell burial cost

Farewell Burial Cost

For burial or cremation of your deceased pet, Oyen will reimburse the cost of your burial service provider.

Goodbye, dear friend 😢

MSIG Insurance (Malaysia) Bhd

Oyen's Pet Insurance Policy is underwritten by MSIG Insurance (Malaysia) Bhd, a general insurance company licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

From RM299/year

Pricing Table

Cat Basic
RM3,500

Vet Medical Limit (Annual)

90% Medical Reimbursement Rate
Surgical Fees
Consultation Fees
Diagnosis / Blood Test
Clinic Overnight Stay (3 nights)
Prescribed Medication
X-ray / Ultrasound
Follow Up Treatment (30 Days)
Burial Costa
Third Party Injury/ Damage
RM299/yearly
Get Quote
Cat Champion
RM8,000

Vet Medical Limit (Annual)

90% Medical Reimbursement Rate
Surgical Fees
Consultation Fees
Diagnosis / Blood Test
Clinic Overnight Stay (No Cap)
Prescribed Medication
X-ray / Ultrasound
Follow Up Treatment (60 Days)
Burial Cost (RM1,000)
Third Party Injury/ Damage (RM30,000)
RM499/yearly
Basic
RM 42/m

Annually RM499

Learn More
Lover
RM 58/m

Annually RM699

Learn More
Lux
RM 75/m

Annually RM899

Learn More

Medical Benefit

RM 3,500
RM 5,000
RM 8,000

Surgical

Consultation

Diagnosis / Blood Test

Prescribed Medication

X-Ray/Ultrasound

Clinic Overnight Stay

3 Nights
No Cap
No Cap

Follow Up Treatment

30 Days
60 Days
60 Days

Medical Reimbursement Rate (Vet Panel)

90%

Burial Cost

NIL
RM500
RM1,000

Public Injury/Damage

RM10,000
RM50,000
RM70,000

Microchip (For Dogs)

Required within 14 days of insurance purchase
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Dog Basic
RM3,500

Vet Medical Limit (Annual)

90% Medical Reimbursement Rate
Microchip required within 7 days of insurance purchase
Surgical Fees
Consultation Fees
Clinic Overnight Stay (3 nights)
Prescribed Medication
X-ray / Ultrasound
Follow Up Treatment (30 Days)
Third Party Injury/ Damage (RM5,000)
Burial Costs
RM499/year
Get Quote
Dog Champion
RM8,000

Vet Medical Limit (Annual)

90% Medical Reimbursement Rate
Microchip required within 7 days of insurance purchase
Surgical Fees
Consultation Fees
Clinic Overnight Stay (No cap)
Prescribed Medication
X-ray / Ultrasound
Follow Up Treatment (60 Days)
Third Party Injury/ Damage (RM50,000)
Burial Cost (RM1,000)
RM799/year
Get Quote
FREE MICROCHIP!

What Our Customers Are Saying

Testimonial Image
Jehan Omar
Proud Parent of Siti Kylie and Nurul Kendall
When I first adopted 2 stray cats (Siti Kylie and Nurul Kendall), I was worried the financial commitment that would inevitably come with their health care costs. Once, Siti Kylie fell sick, and I was shocked at the bill that came! The fact that I can purchase the coverage online with Oyen makes the process super convenient!
Testimonial Image
Razim
Proud Parent of Ally
I am relieved that there is finally an insurance policy for my beloved cat, Ally. I am comforted knowing that if something unfortunate were to happen, I have Oyen to help reduce some of the financial burden I might face.
Testimonial Image
Alex Le
Proud Parent of Jude
Oyen has been amazing so far. From signing up, getting your loved pet family member insured literally happens in minutes. Plans are straight forward and easy to understand. There is so little friction and so much upside in protecting your love ones.
Testimonial Image
Aiman
Proud Parent of Budi and Nadi
Oyen provides me with the peace of mind that my cats (Budi and Nadi) are always protected. Major plus point - it took me just a few minutes to apply with Oyen online!