Best Pet Insurance in Malaysia

Give your pet the best care at any vet clinic in Malaysia. We pay up to RM8,000 for your vet bills claims.

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A Company You Can Depend On

Our insurance experience is a perfect 5 stars on Google, check out some of the reviews from our customers.

Deborah Jeromiah

It's my first year with Oyen and so far it's the best service I've ever experienced especially with insurance. If only i could say the same for human insurance services.

Reyn Y

Honestly I must say getting my chihuahua Sonny insured with Oyen MSIG is one of the best decision I have made in my life and also Sonny’s life.

Asakir Hafiz

Really had good experiences with this insurance , the process is straightforward and simple , got my fund within 5 working days after claim.

Leong Cheng Yee

One of the best decisions I have made to protect my furkid - get her insured. Had been surveying the market for the best insurance company that can give her the best protection and I would say Oyen Pet Insurance is just perfect.

Parames Mano

Im glad i made the right decision to purchase the insurance for my 2 cats. My cat fractured both his hip joints recently and required surgery. Cost was roughly RM3k but my claim was approved 90%.

Sharina Adam

Proses pendaftaran yang mudah, proses claim juga mudah. Saya telah mendaftar insurans Oyen untuk 6 ekor kucing kesayangan saya, setiap kali mereka ada masalah kesihatan, saya cuma perlu membayar 10% sahaja dari jumlah bil dan Oyen membayar selebihnya. Terima kasih Oyen.

Aaron Fernandez

Excellent service, professional handling of claims and fast hassle-free reimbusements. I'm very impressed!! I guess I'm gonna be a lifetime (My furkid's lifetime that is) client :-)

Glenn Rialto

One of the best decisions i've ever made! Oyen has been wonderful since the very beginning. Super responsive and very friendly. Claiming process is very easy and very fast. I will give Oyen 7 stars instead of 5!

Sofiah Rahman

I have been so touched by the personal service and prompt responses received by the Oyen team. Any questions posed were always promptly answered.

Intan Nabilaa Idrus

Thank you Fikri for assisting me and helped me answer all of my questions regarding the policy. I was so satisfied with the answers which was regulatory and law related and he took it like a champ !! I immediately signed up for the policy !

Our Plan Covers

Vet Bills

For any unexpected illness, accidents, injuries and emergencies. Includes consultation, diagnosis, surgery, prescribed medication, treatment and tests.

Third Party Injury

For when your pet accidentally damages properties of others or injures them (or their pet). Includes legal fees, compensation and medical costs that may arise.

Farewell Cost

For saying goodbye to your pet. Includes pet cremation, burial costs and plot, funeral expenses and columbarium.

We Cover a Wide Range of Illnesses and Injuries

Accidents & Injuries
Accidents, Broken Bones
Cancer
Cataracts
Chronic Kidney Disease
Diabetes
Ear Infections
Eye Diseases
Feline Immunodeficiency Virus (FIV)
Flu, Fever, Diarrhoea
Heart Diseases
High Rise Syndrome
Hip Dysplasia
Parvovirus
Pyometra
Skin Diseases

This is just a reference list of pet illnesses and injuries. The final approval of claims is subjected to terms and conditions of Oyen's policy.

Vet bills we cover when your pet falls ill or get injured

Vet Consultation
Diagnosis & Tests
X-Ray & Ultrasound
Surgery
Prescribed Medication
Vet Clinic Overnight Stay
Follow-Up Treatments

Oyen Claims Stories

- Bruce (Mixed Breed Cat)

Bruce has a flu and is sneezing

A simple flu that led to hospitalisation. Medication included antihistamine, eye drops, anti-inflammatory pills, antibiotics, flu jab.

RM578
- Mochi (Persian)

Mochi's left eye was getting redder

He had high pressure (99 points) on his left eye. The vet believes it is glaucoma caused by hypertension. An ECG and ultrasound later found that his liver was misplaced in the wrong position!

RM1,502
- Onyom (Pembroke Welsh Corgi)

Onyom was found peeing blood

The vet found bladder stones in Onyom through an x-ray! A Cystotomy surgery was performed to remove them.

RM5,376

Pricing Table

Yearly
Monthly
Only yearly plans are eligible for the No Claims Discount (NCD) during renewal and Multi-Pet Discount.

Plans

Vet Medical Limit (Annual)
(90% Reimbursement Rate)
Post-Surgical Treatment
Surgical Fees
Consultation Fees
Diagnosis/Blood Test
X-ray/Ultrasound
Prescribed Medication
Clinic Overnight Stay
(per year)
Burial Cost
Third Party Injury Damage
Cat Basic
RM299/year
RM3,500
30 Days
3 Nights
None
None
Get Prepaid NEXT
How are you getting this plan?
Get New SIM
Port to Digi
Get Quote
Cat Champion
RM499/year
RM8,000
60 Days
Unlimited
RM1,000
RM30,000
Get Prepaid NEXT
How are you getting this plan?
Get New SIM
Port to Digi
Get Quote

Plans

Vet Medical Limit (Annual)
(90% Reimbursement Rate)
Post-surgical Treatment
Surgical Fees
Consultation Fees
Diagnosis/Blood Test
X-ray/Ultrasound
Prescribed Medication
Clinic Overnight Stay
Burial Cost
Third Party Injury Damage
Dog Basic
RM499/year
RM3,500
30 Days
3 Nights
None
RM5,000
Get Prepaid NEXT
How are you getting this plan?
Get New SIM
Port to Digi
Get Quote
Dog Champion
RM799/year
RM8,000
60 Days
Unlimited
RM1,000
RM50,000
Get Prepaid NEXT
How are you getting this plan?
Get New SIM
Port to Digi
Get Quote
Free Microchip

10% Discount for multiple pets on yearly plans!

Get 10% OFF (2nd pet onwards) when buying multiple plans to cover your furry family - auto-applied! The discount only applies if your pets are purchased together under the same policy.

How to claim with Oyen?

happy dog
1

Visit any vet in Malaysia

Visit any licensed vet in Malaysia with an Annual Practising Certificate (APC)

2
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Submit your claim online

Submit your vet receipt and information about your furbaby's vet visit in our dashboard

3
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Get paid directly

We pay directly into your bank account, no need to wait for a physical cheque

What's not included?

We value transparency and want to be upfront with you about what's not covered in your plan

  • Aids, prosthesis, pregnancy & e-collars
  • An illness during the first 14-day waiting period
  • Any second opinion treatment or fees
  • Congenital conditions
  • Dental-related treatments (except for accidents)
  • Grooming and/or nail clipping
  • Pet food and/or vitamins/supplements
  • Pre-existing conditions
  • Preventative and routine treatments
  • Removal of foreign object
  • Routine check-up, blood test, x-ray for healthy pets
  • Spaying/Neutering/Castration
  • Surgical implants
  • Treating roundworms, tapeworms, fleas, ticks, mites

Meet our happy Oyen Fam!

Jehan Omar
Furparent of Siti Kylie & Nurul Kendall
When I first adopted 2 stray cats (Siti Kylie and Nurul Kendall), I was worried the financial commitment that would inevitably come with their health care costs. Once, Siti Kylie fell sick, and I was shocked at the bill that came! The fact that I can purchase the coverage online with Oyen makes the process super convenient!
Aiman Kamal
Furparent of Budi & Nadi
Oyen provides me with the peace of mind that my cats (Budi and Nadi) are always protected. Major plus point - it took me just a few minutes to apply with Oyen online!
Yvonne Chin
Furparent of Bailey
I purchased the insurance plan for my Golden Retriever. This has been one of the best decisions I made. The support staff were very friendly and prompt in their response. Each time a submission was made, they got back to me super fast. Submission of my claims are 90% and have definitely saved me a lot with my puppy's medical expenses. Would definitely recommend it.
Razim Zakri
Proud Parent of Ally
I am relieved that there is finally an insurance policy for my beloved cat, Ally. I am comforted knowing that if something unfortunate were to happen, I have Oyen to help reduce some of the financial burden I might face.
Joannemarie Liew
Proud Parent of Caramel
My experience with Oyen has been very positive. Their team has been extremely helpful and attentive. I made a claim for my cat and I got a response from Sarah in less than three hours and my claim is confirmed on the same day!
Dr. Jegatheeban
Proud Parent of Yuki
Thank you for the fast processing and hassle free claims application. Was like a breeze. Took less than 3 days from my application to approve. As first time taking this policy, I will renew for peace of mind from hefty bills for my furry love.

Get your furkid a pawrfect plan today!

Get started by taking our eligibility quiz within 5 minutes and we’ll get your furkid the pawrfect plan.

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