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Sorry your pet may not be eligible for insurance currently 😞
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Note: This is only relevant if you have the conventional pet insurance policy (by MSIG Insurance).
To read more about what deductibles are and how they will work now, refer here: What is a deductible?
The co-payment will be deducted first, and then the deductible.
Example: You submitted a bill of RM1,000. Your policy has a 10% co-payment and RM200 deductible.
Bill amount = RM1,000
10% Co-payment amount = RM100 (10% x RM1,000)
Total claims payout = RM1,000 - RM100 (co-payment) - RM200 (deductible) = RM700
Oyen® Pet Insurance and Takaful Kucing is a digital-first insurance agency for consumer insurance products like pet insurance in Malaysia.
We are a registered takaful agent for Zurich General Takaful Malaysia Berhad (201701045981) and insurance agent of MSIG Insurance (Malaysia) Bhd (197901002705).
Riskflow Sdn Bhd (1401523-D):
Formerly known as Oyen Sdn Bhd
Suite 3.19 (North Block), The Ampwalk, 218 Jalan Ampang, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
t: +6016 299 6840 (9am-5pm, Mon to Fri)
email: hello@oyen.my
