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No Claim Discount (NCD): how to qualify with Oyen

Kept your furkid claim-free? You may be rewarded with a No Claim Discount on renewal 🐾 It's our way of saying thank you for a healthy year.

How much you can earn:

Consecutive claim-free years Your discount
1 year 5%
2 years 10%
3 or more years 15%

A few things to know:

  • NCD applies to annual plans only (it doesn't apply to monthly payment).
  • If you make any successful claim, your NCD resets to 0% at the next renewal.
  • For a multi-pet (group) policy: if any one pet in the group makes a successful claim, all pets in that group lose their NCD that renewal.

Your NCD is applied automatically at renewal, so there's nothing you need to do 💛

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