A 3 kg dog can live for 16 years, but those years come with a list of breed-specific health risks that every Yorkie owner should understand.
Yorkshire Terriers are popular Malaysian apartment dogs, but their tiny size makes them prone to patellar luxation and Legg-Calve-Perthes (both covered by Oyen), and portosystemic shunt and tracheal collapse (mostly not covered).
This guide covers quick facts, grooming demands, common health issues, vet costs, what Oyen pet insurance covers for Yorkies, and FAQ.
Yorkshire Terrier Quick Facts
| Trait | Detail |
|---|---|
| Origin | Northern England (originally bred to catch vermin) |
| Size | Toy breed (2โ3 kg) |
| Lifespan | 13โ16 years |
| Coat | Long, silky, continuously growing; low-shedding |
| Temperament | Bold, alert, affectionate, feisty, terrier attitude |
| Exercise needs | Low to moderate (20โ40 minutes daily) |
| Apartment suitability | Excellent |
| Climate fit (Malaysia) | Good, single-layer coat, manages heat reasonably well |
| Price in Malaysia | RM2,500โ6,000 |
Grooming a Yorkie in Malaysia
The Yorkie coat is the breed's defining feature and its biggest commitment. It's hair, not fur, which means it grows continuously like human hair and needs constant maintenance.
| Task | Frequency | Estimated Cost (RM) |
|---|---|---|
| Daily brushing | Every day | At home |
| Professional grooming | Every 4โ6 weeks | 80โ180 per session |
| Bath at home | Every 2โ3 weeks | Shampoo cost only |
| Top knot / face trim | As needed | Free at home; included in pro grooming |
| Dental brushing | 3โ7 times weekly | RM40 toothpaste/year |
Most Malaysian Yorkie owners keep their dogs in a "puppy cut" (short all over) rather than the long show coat. It's much easier to maintain in tropical humidity, and the dog stays cleaner. A long show coat needs daily care to avoid matting and tangles.
Common Yorkshire Terrier Health Problems
Sources: PDSA Yorkshire Terrier guide, peer-reviewed veterinary literature.
| Condition | What It Is | Signs |
|---|---|---|
| Patellar luxation | Kneecap slips out of position; common in toy breeds | Skipping or hopping gait, intermittent limping |
| Legg-Calve-Perthes (LCP) | Femoral head deterioration; affects ~5% of young Yorkies | Hind limb lameness, pain, muscle wasting, usually 4โ12 months old |
| Portosystemic shunt (PSS) | Congenital liver shunt; blood bypasses the liver | Stunted growth, vomiting, neurological signs after meals, seizures |
| Tracheal collapse | Weakening of windpipe cartilage; can be congenital or acquired | Honking cough, worse when excited or pulled by collar |
| Hypoglycemia (puppies) | Low blood sugar; especially in puppies under 5 months | Weakness, trembling, disorientation, seizures |
| Dental disease | Crowded teeth in tiny mouth = fast plaque buildup | Bad breath, red gums, tooth loss, reluctance to eat |
| Retained baby teeth | Adult teeth come in without baby teeth falling out | Double row of teeth; often needs extraction |
| Hydrocephalus (rare) | Fluid accumulation in brain; congenital | Seizures, abnormal eye movements, dome-shaped skull |
Yorkshire Terrier Vet Costs in Malaysia
| Treatment | Estimated Cost (RM) |
|---|---|
| Vet consultation | 50โ150 |
| Annual vaccinations | 80โ200 per dose |
| Patellar luxation surgery (per knee) | 2,500โ5,000 |
| FHO (LCP surgery) | 3,000โ6,000 |
| PSS surgical correction | 5,000โ12,000 |
| Tracheal collapse management | 200โ500/month meds |
| Dental scaling + extractions | 800โ3,000 |
| Retained baby teeth extraction | 400โ1,500 |
| Spay/neuter | 300โ800 |
Patellar luxation and LCP surgery can cost RM3,000โ6,000 ๐พ
Both are covered under Oyen's hereditary conditions list (patellar luxation, and LCP via femoral head and neck excision). Up to 90% reimbursement after the 12-month waiting period.
Policy terms and conditions apply.
What Oyen Insurance Covers for Yorkshire Terriers
Oyen Dog Insurance covers over 1,000 conditions, up to RM10,000 per year. Yorkies have one of the better coverage profiles for hereditary issues among toy breeds:
| Condition | Status | Notes |
|---|---|---|
| Patellar luxation | โ Covered | One of the 6 named hereditary conditions; 12-month wait for dogs under 6 |
| Legg-Calve-Perthes (treated via FHNE) | โ Covered | Conditions requiring femoral head and neck excision are in the 6; same 12-month wait |
| Hypoglycemia (puppies) | โ Generally covered | Acute illness; 30-day illness waiting period |
| Portosystemic shunt (congenital) | โ Not covered | Almost all PSS in Yorkies is congenital. Congenital conditions are never covered |
| Hydrocephalus | โ Not covered | Congenital condition |
| Tracheal collapse | โ ๏ธ Depends on diagnosis | Congenital form not covered. Acquired form not on the 6 hereditary list. Check with Oyen case-by-case |
| Dental disease (non-trauma) | โ Not covered | Dental scaling, gingivitis, extractions for periodontal disease excluded |
| Retained baby teeth extraction | โ Not covered | Considered dental work; not covered unless trauma-related |
| Skin allergies (non-parasite) | โ Generally covered | Bacterial and fungal infections covered; parasite causes excluded |
| Accidents and injuries | โ Covered | Immediate coverage |
| Vaccines, deworming, sterilisation | โ Not covered | Preventive care excluded |
| Pre-existing conditions | โ Not covered | Anything diagnosed before policy start |
The 6 covered hereditary conditions: hip and elbow dysplasia, patellar luxation, glaucoma, cherry eye, IVDD, and conditions requiring femoral head and neck excision (FHNE). For the full exclusions list, see Oyen's exclusions list.
FAQ
How long do Yorkshire Terriers live?
13 to 16 years on average, with some living to 18. Key factors: dental care, weight management, avoiding pressure on the trachea (use a harness, not a collar), and annual vet check-ups.
Is a Yorkie suitable for Malaysia?
Yes. Their single-layer coat, small size, and indoor-friendly nature make them well-suited to Malaysian apartment living. AC is helpful but not strictly required. Outdoor time should be in cool hours only.
Are patellar luxation and LCP covered by Oyen?
Yes. Patellar luxation is one of the 6 named hereditary conditions. Legg-Calve-Perthes is also covered when treated via femoral head and neck excision (FHNE), which is the standard surgical treatment. Both have a 12-month waiting period for dogs under 6 years.
Is PSS (liver shunt) covered by Oyen?
No. Portosystemic shunt in Yorkies is almost always congenital (present at birth). Congenital conditions are never covered under Oyen's policy. The rare acquired form would require case-by-case review.
Why does my Yorkie cough?
The most common cause is tracheal collapse, a weakening of the windpipe cartilage that causes a honking cough, especially when excited or pulled by a collar. Always use a harness, not a collar, for Yorkies. See a vet if the cough is persistent.
Are Yorkies hypoallergenic?
No dog breed is truly hypoallergenic, but Yorkies have hair (not fur) and shed very little, which some allergy sufferers tolerate better. If you have allergies, spend time with a Yorkie before bringing one home.
How much does it cost to own a Yorkie per month in Malaysia?
About RM250โ500 per month for food, parasite prevention, basic supplies, and routine vet visits. Add RM80โ180 every 4โ6 weeks for professional grooming. Insurance adds RM50โ150/month depending on plan and dog's age.
Why should I use a harness instead of a collar?
Yorkies are highly prone to tracheal collapse, a condition where the windpipe cartilage weakens. Pressure on the throat from a collar can trigger or worsen this. Use a properly fitted harness for all walks.
Do Yorkies get along with cats and other dogs?
Generally yes, with early socialisation. They were originally bred to chase rats, so some have a strong prey drive that may include small animals. Supervise interactions until you know your dog's tendencies.
Protect your Yorkshire Terrier with Oyen ๐พ
Patellar luxation and LCP surgery are covered under the 6 hereditary conditions list. Coverage up to RM10,000/year at any licensed clinic in Malaysia.
Policy terms and conditions apply.
Protecting Your Pet Starts Here
The Yorkshire Terrier is one of Malaysia's best small companion dogs: small, low-shedding, alert, and adaptable. Patellar luxation and LCP are the two biggest covered health risks under Oyen. PSS and tracheal collapse are the main coverage gaps. Sign up early, before any symptoms appear.
For more reading, see Oyen's guides on popular dog breeds in Malaysia, puppy vaccination guide, and costs of owning a pet in Malaysia.
Disclaimer: This article provides general guidance on the Yorkshire Terrier breed in Malaysia. Vet costs vary by clinic, location, and case severity. Always consult a licensed veterinarian for your dog's specific needs. Insurance coverage is subject to policy terms and the full exclusions list. For the full exclusions list, visit oyen.my/exclusions.


